Dec 11, 2025

"My trading strategies vs My real trades"

Stock Buy - EAD (250 shares) for monthly lunch money !😋

This is a good opportunity for passive monthly lunch money income by getting a few hundred shares of Allspring Income Opportunities Fund (ticker: EAD). It seems to trading at a discount based on past prices.

Content & research generated using AI (Grok.com)

Current Price and Key Metrics (as of December 10, 2025)

  • Market Price: $6.85 (down 0.22% from prior close; 52-week range: $5.89–$7.18)
  • NAV: $7.34 (52-week range: $6.96–$7.48)
  • Premium/Discount to NAV: -6.68% (trading at a discount; 1-year average: -5.84%; Z-Score: -0.65, indicating moderate undervaluation)
  • Market Cap: ~$405 million
  • Shares Outstanding: 59.1 million
  • Average Daily Volume: 171,323 shares (~$1.18 million)
  • Expense Ratio: 3.50% (includes 0.86% management fee and 2.47% interest expense from leverage)
  • Leverage: $189 million in debt (30.35% of total assets); total portfolio exposure: $623 million

Dividend and Yield Analysis

  • Current Monthly Dividend: $0.0536 per share (annualized: $0.6432)
  • Yield on Price: 9.38%
  • Yield on NAV: 8.76%
  • Ex-Dividend Date: December 11, 2025 (payable December 31, 2025)
  • Distribution History: 11 consecutive years of increases; sources include net investment income, realized gains, and occasional return of capital. Average earnings per share (as of April 30, 2025): $0.2781, suggesting coverage could improve amid rising interest rates. <= very unlikely
Disclaimer: All information is provided AS-IS and is for informational purposes only. The stocks mentioned in this blog are NOT considered to be past, present or future recommendations to buy or sell them. Ideas presented are just my personal opinions and are NOT to be considered as investment recommendations or advice. All investors SHOULD educate themselves and/or consult a qualified professional before trading any stock.

Dec 3, 2025

“74% of Americans are vitamin D deficient."

Oct 11, 2025

Dapoer Pandan Wangi - Bandung, Indonesia 印度尼西亚

We heard of this restaurant from a friend. On our last visit we didn't have a chance to try it. It happened that when I was looking up restaurants for our Bandung trip, this name showed up. It's time to give it a try.

This location of Dapoer Pandan Wangi is on a big street. There are limited parking inside the gate but there are some spots by the road side still pretty safe to park since it's space meant for parking. When we arrived at the restaurant it's way passed lunch time so actually we could have parked inside but when unsure, just be safe and we parked outside...


 

Aug 27, 2025

Aug 7, 2025

Airbnb at Riverine (Kuching, Malaysia) 马拉西亚

 



Choon Hui Cafe (Kuching, Malaysia) 马拉西亚

"The popiah felt ordinary to me nothing special. Tasted a bit bland in my opinion. I have tasted better one. The kolo mee and laksa were good but nothing out of ordinary. In our opinion this cafe is not worth a visit."