Stock Buy - EAD (250 shares) for monthly lunch money !😋

This is a good opportunity for passive monthly lunch money income by getting a few hundred shares of Allspring Income Opportunities Fund (ticker: EAD). It seems to trading at a discount based on past prices.

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Current Price and Key Metrics (as of December 10, 2025)

• Market Price: $6.85 (down 0.22% from prior close; 52-week range: $5.89–$7.18)
• NAV: $7.34 (52-week range: $6.96–$7.48)
• Premium/Discount to NAV: -6.68% (trading at a discount; 1-year average: -5.84%; Z-Score: -0.65, indicating moderate undervaluation)
• Market Cap: ~$405 million
• Shares Outstanding: 59.1 million
• Average Daily Volume: 171,323 shares (~$1.18 million)
• Expense Ratio: 3.50% (includes 0.86% management fee and 2.47% interest expense from leverage)
• Leverage: $189 million in debt (30.35% of total assets); total portfolio exposure: $623 million

Dividend and Yield Analysis

• Current Monthly Dividend: $0.0536 per share (annualized: $0.6432)
• Yield on Price: 9.38%
• Yield on NAV: 8.76%
• Ex-Dividend Date: December 11, 2025 (payable December 31, 2025)
• Distribution History: 11 consecutive years of increases; sources include net investment income, realized gains, and occasional return of capital. Average earnings per share (as of April 30, 2025): $0.2781, suggesting coverage could improve amid rising interest rates. <= very unlikely

Disclaimer: All information is provided AS-IS and is for informational purposes only. The stocks mentioned in this blog are NOT considered to be past, present or future recommendations to buy or sell them. Ideas presented are just my personal opinions and are NOT to be considered as investment recommendations or advice. All investors SHOULD educate themselves and/or consult a qualified professional before trading any stock.

Chasing High Yield - MRCC (75 shares, $105 dividend income)

Monroe Capital Corporation (NASDAQ: MRCC) is a closed-end fund focused on providing financing primarily to lower middle-market companies in the United States and Canada.

This company is NOT a Dividend Aristocrate.

I am owning this stock purely for its high yield (~10%) (hopefully NOT a sucker yield)

This purchase will add $105 annual dividend income to my dividend stock portfolio

Basic info:

Market CAP: 241M   EPS:$0.90 Dividend: $1.40 (9.88%)

Chasing Income & Yield - buying DNP (100 shares, $78 div income)

DNP Select Income Fund Inc. (NYSE: DNP) is a diversified, closed-end management investment company. Its primary investment objective is current income and long-term growth of that income. Capital appreciation is a secondary objective.

The Fund seeks to achieve its investment objectives by investing primarily in a diversified portfolio of equity and fixed income securities of companies in the public utilities industry.

Top 10 holdings:

NextEra Energy Inc.	3.7%
Alliant Energy Corp.	3.4%
Westar Energy Inc.	3.3%
CMS Energy Corp.	3.2%
Eversource Energy	3.2%
Sempra Energy	3.0%
DTE Energy Co.	2.8%
WEC Energy Group Inc.	2.8%
Ameren Corp.	2.7%
Public Service Enterprise Group Inc.	2.6%

as of 4/30/2016 (src: www.dnpselectincome.com)

Since 1987, this fund has produced an annualized return of over 9% (src:longrundata.com) on its dividend. Is that consistency or what !

I'm confident this fund will continue to perform and I hope to collect steady income from this holding for a very long time.

This purchase will add $78 dividend income to my dividend stock portfolio

Basic info:
Market CAP: 2.99B     EPS:$0.38   Dividend: $0.78 (7.33%)